प्राथमिक कृषि साख समिति

Primary Agricultural Credit Society

परिभाषा: A PACS is a village-level primary cooperative that provides short-term credit and related services (inputs, deposits, sometimes supply/PDS) to farmer-members, usually linked upward to a district central cooperative bank and the wider cooperative credit structure.

आसान शब्दों में

A PACS is the local farmers' credit society in a village — the first point where a farmer gets a crop loan and basic services through the cooperative system.

हिन्दी में

PACS यानी प्राथमिक कृषि साख समिति — गाँव स्तर की वह समिति जो किसानों को मुख्यतः अल्पकालीन (फसली) कर्ज़ और जुड़ी सेवाएँ देती है। यह आगे जिला सहकारी बैंक से जुड़ी होती है। किसान के लिए सहकारी ढाँचे का यह सबसे नज़दीकी हिस्सा है।

In English

The grassroots unit of the rural cooperative credit system — a village-level society serving farmer-members with short-term credit and allied services.

यह क्यों ज़रूरी है

PACS are a huge share of India's cooperatives and a core SahakarLekha audience; their accounting centres on members, crop loans, and recovery.

आम गलतफ़हमियाँ

• ❌ "A PACS is a bank." → It is a primary society linked to the cooperative banking structure, not a bank itself.
• ❌ "PACS only give loans." → Many also handle deposits, inputs, and supply/PDS.

सीखने के लक्ष्य

• Define a PACS and its role in the cooperative credit system.
• Identify the typical services a PACS provides.

जुड़े विषय

Society types · Credit society · MPACS · Member

पूरा लेख पढ़ें: KCC व फसली ऋण का लेखांकन

और पढ़ें: /software/pacs · /guide/society-type-entries

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