साख सहकारी समिति
Credit Cooperative Society
परिभाषा: A credit cooperative society is a society whose primary activity is mobilising members' savings/deposits and lending to members — providing affordable credit and a safe place to save within the membership.
आसान शब्दों में
It is a members' savings-and-loan society: members deposit money and members borrow money, run cooperatively.
हिन्दी में
साख समिति वह सहकारी समिति है जिसका मुख्य काम सदस्यों से जमा (बचत) लेना और सदस्यों को कर्ज़ देना है। यानी सदस्यों की बचत से ही सदस्यों को सस्ता और भरोसेमंद कर्ज़ मिलता है। इसका हिसाब मुख्यतः जमा, कर्ज़, और ब्याज के इर्द-गिर्द घूमता है।
In English
A society centred on deposits and loans among members — the cooperative answer to affordable credit and safe savings.
यह क्यों ज़रूरी है
Credit societies are a major SahakarLekha segment; their books revolve around deposits, loans, interest, and recovery — features the software supports directly.
आम गलतफ़हमियाँ
- ❌ "A credit society is the same as a bank." → It serves its members under cooperative law; banking-licensed cooperatives (cooperative banks) are a separate, RBI-regulated category.
- ❌ "Anyone can deposit or borrow." → Typically members only, per byelaws.
सीखने के लक्ष्य
- Define a credit cooperative society.
- Distinguish it from a licensed cooperative bank.
जुड़े विषय
Society types · PACS · Membership · Loan (glossary)
और पढ़ें: /software · /guide/society-type-entries