जमा

Deposit

परिभाषा: A deposit is money placed by a member with the society for safe-keeping and interest — such as Savings (SB), Fixed (FD), Recurring (RD) or Pigmy — which the society owes back to the member.

आसान शब्दों में

Members keep their savings with the society, which pays interest and returns the money on maturity or withdrawal. To the society, a deposit is a liability (it owes the member).

हिन्दी में

सदस्य अपनी बचत समिति में जमा रखते हैं और समिति उस पर ब्याज देती है — बचत (SB), सावधि (FD), आवर्ती (RD) या पिग्मी। समिति के लिए जमा एक देनदारी है (सदस्य का पैसा लौटाना है)। जमा पर नकद/बैंक बढ़ता है और सदस्य का शेष बढ़ता है।

In English

A deposit debits cash/bank and credits the member's deposit (a liability). Withdrawals, interest and maturity are posted against the same account; the balance is what the society owes the member.

यह क्यों ज़रूरी है

Deposits are members' money and a core PACS/credit-society activity. Accurate per-member balances and interest keep members' trust and the books correct.

आम गलतफ़हमियाँ

• ❌ "A deposit is the society's income." → It is a liability the society owes back.
• ❌ "SB, FD, RD and Pigmy are recorded the same way." → They differ in interest, maturity and installments.

सीखने के लक्ष्य

• Define a deposit and name SB/FD/RD/Pigmy.
• State that a deposit is a liability to the society.

जुड़े विषय

Receipt voucher · Member

और पढ़ें: /guide/receipts-and-payments

अपनी समिति का खाता मुफ्त में डिजिटल कीजिए — रजिस्टर करें →

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