चेक

Cheque

परिभाषा: A cheque is a written instruction to a bank to pay a stated amount from the drawer's account to a named person or party; it is a common non-cash way for societies to receive and make payments.

आसान शब्दों में

A cheque is a paper instruction telling the bank to pay a certain amount to someone from your account.

हिन्दी में

चेक एक लिखित निर्देश है जो बैंक को कहता है कि खाते से तय रकम किसी व्यक्ति/पक्ष को दे दी जाए। समितियाँ अक्सर बिना नकद के भुगतान देने-लेने के लिए चेक का इस्तेमाल करती हैं। आसान शब्दों में — "बैंक को भुगतान का पर्चा"।

In English

A bank payment instrument used for non-cash receipts and payments; it clears through the banking system and affects the bank book.

यह क्यों ज़रूरी है

Cheques are everyday bank instruments; knowing how they work supports correct bank entries and reconciliation (e.g. issued-but-not-cleared cheques).

आम गलतफ़हमियाँ

• ❌ "Writing a cheque instantly reduces the bank balance." → The book entry is made, but the bank balance changes only when the cheque clears — a reconciliation point.
• ❌ "A cheque is the same as cash." → It is a payment instruction, subject to clearing and possible dishonour.

सीखने के लक्ष्य

• Define a cheque and its role in society payments.
• Understand the timing gap between issuing and clearing.

जुड़े विषय

Bank book · Demand draft · Bank reconciliation · Stale cheque

पूरा लेख पढ़ें: बैंक भुगतान: चेक, DD, UPI

और पढ़ें: /guide/receipts-and-payments

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