बैंक स्टेटमेंट

Bank Statement

परिभाषा: A bank statement is the bank's own record of all transactions in a society's bank account over a period, showing deposits, withdrawals, charges, and the bank's closing balance.

आसान शब्दों में

It is the list the bank gives you of everything that happened in your account — used to check against the society's own bank book.

हिन्दी में

बैंक स्टेटमेंट बैंक का अपना रिकॉर्ड है जिसमें एक अवधि के दौरान समिति के बैंक खाते की सारी जमा, निकासी, शुल्क और बैंक के अनुसार अंतिम शेष दिखते हैं। इसे समिति की बैंक बुक से मिलाकर (reconcile) देखा जाता है। आसान शब्दों में — "बैंक की तरफ़ से दिया गया हिसाब"।

In English

The bank-issued record of account activity; compared against the society's bank book during reconciliation to explain any differences.

यह क्यों ज़रूरी है

It is the independent source used for bank reconciliation — a core check that the society's bank records are correct and complete.

आम गलतफ़हमियाँ

• ❌ "The statement balance must equal the book balance exactly at all times." → Timing differences (uncleared cheques, etc.) are normal and resolved by reconciliation.
• ❌ "The bank statement replaces the bank book." → Both are kept; one is the bank's record, the other the society's.

सीखने के लक्ष्य

• Define a bank statement and who issues it.
• Explain its role as the basis for reconciliation.

जुड़े विषय

Bank book · Bank reconciliation · Passbook · Bank account

पूरा लेख पढ़ें: बैंक मिलान (BRS) गाइड

और पढ़ें: /guide/receipts-and-payments

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